"GET /settings/tokens names its phases and answers within its budget" passes every time on a loaded check machine #5642

For: a pull that never touches the settings pages is not failed by them.

The check on pull #5636 (#5621, a pure move of two sentence literals into src/actions/admin_limits_words.ts) went red on test/settings-timing.test.ts > GET /settings/tokens names its phases and answers within its budget, and the pull was closed. The same test passes 5 of 5 runs locally on that branch. Besides the load-relative expectBudget, the test holds two absolute accounting bounds that a loaded cell can stretch: sum <= app + 0.3 and app - sum <= 5 ms.

Done:

• [ ] The test passes every time on a loaded check machine (as #5197 did for /signin), still failing if a phase goes unnamed or the page leaves its budget.

Files: test/settings-timing.test.ts.

Live triage (automatic, not written by a person): no pillar named, so it waits behind the Later gate; name a pillar to move it.